Philippines Travel Insurance

Philippines Travel Insurance

Travelling to a foreign country like the Philippines could sometimes be rather thrilling and intimidating. A smart way to ensure a safer and more worry-free journey is to buy travel insurance.

Although it is not necessary, getting travel insurance for Philippines is necessary to stay covered for any medical, baggage or journey-related issues. As the coverage depends on the type of insurance you have opted for, it is recommended that you keep an eye on any new updates coming from the Philippines Tourism Board before you purchase your travel insurance online.

Overview of Philippines

The Philippines is an archipelago of about 7,640 islands in Southeast Asia. It's certainly one of the ideal travel destinations that a person could ever dream of. For a great getaway, visitors can blend what would typically spell rest and adventure in this country, from its calm beaches to active volcanoes and busy metropolises. Thrilling watersports,s inclusive of snorkelling and scuba diving, lush tropical forest walks, and picturesque scenic hiking trails with views that you'll never forget, are perfect for those who want to take a break without completely abandoning excitement. Here are a few important things that you need to know before visiting the Philippines.

Currency	Philippine Peso
Language	Filipino
Best Time to Visit	From December to February
Visa Info	Visa for up to 90 days
Tourist Places	Manila, Quezon, Cebu, Davao, Baguio, Boracay, Palawan, Vigan, Batanes, Siargao, Bohol, Taguig, Pasig, Caloocan, Zamboanga and Pasay

Benefits of Travel Insurance for Philippines

Some of the assistance that one can avail under travel insurance coverage for the Philippines are as follows -

• Medical Coverage: A travel insurance policy keeps you insured against many types of expenditures. Various expenses can arise due to any injuries during the trip, illnesses, emergency evacuation, permanent and total disability coverage, and repatriation of remains in the case of accidental death of the insured.
• Baggage Coverage: Baggage loss is a common phenomenon while travelling abroad. Any travel insurance can also bear your expenses that may arise due to loss of luggage or any losses die to delayed checked-in baggage.
• Journey Coverage: When you buy travel insurance for Philippines from India, common travel setbacks such as trip cancellations, interruptions, flight delays, loss of passport, missed connecting flights and much more are also covered by the insurance company.

Travel Insurance Plan for Philippines

Travel insurance for Philippines comes with individual coverage plans with different premiums and benefits. The cost of a plan depends on the extent of coverage it offers. After choosing the right plan, you can travel with peace of mind and make the most of your trip.

You can also discover travel insurance for Philippines through our partner site, www.makemytrip.com

Travel Documents Required for Philippines

When applying for a visa to visit the Philippines, you would require the following set of documents:

• A valid passport that must contain at least 2 empty pages.
• A passport-size photo with a white background.
• Bank statements from the past six months, signed by a bank official, to verify your financial sufficiency.
• Confirmed round-trip tickets to and from the Philippines.
• A duly filled-out and signed visa application.
• An invitation letter or a confirmed hotel reservation.
• A cover letter outlining your travel details.
• If employed, a No Objection Certificate (NOC) from your employer.
• GST certificate if you own a business.
• Income Tax Returns (ITR) for the last two years.

Safety and Precautions for Philippines Travel

Here are some important safety tips and precautions to keep in mind while travelling to the Philippines:

• Always check for local weather alerts or advisories before you begin your journey.
• Purchase a local SIM card upon arrival for easy communication.
• Be cautious while visiting beaches, as some may not have lifeguards or warning signs.
• It's best to consult your guide or hotel staff before swimming or surfing.
• If you're on prescribed medication, carry it along with a valid doctor's prescription.
• Avoid carrying large sums of cash. Store some securely in your hotel safe and keep only the amount you need for daily expenses with you.
• Never accept food or drinks from strangers, and don’t leave your beverage unattended in public places.
• Be cautious of individuals asking for your personal details without a clear and legitimate reason.
• Philippine law enforcement officers are allowed to request to see your passport at any time. Not having it on you could lead to legal trouble, including possible arrest.

International Airports in the Philippines

• Francisco Bangoy International Airport
• Mactan-Cebu International Airport
• Bacolod-Silay International Airport
• Ninoy Aquino International Airport
• Iloilo International Airport
• Kalibo International Airport
• Clark International Airport

Foreign Currency Exchange

Before travelling to the Philippines, Indian tourists should convert a portion of their money into the local currency, the Philippine Peso, either at a bank or the airport. Alternatively, they can use the currency exchange service offered by Goibibo, powered by BookMyForex. At present, the exchange rate of 1 PHP to INR is approximately 1.51₹.