Travel Insurance for Single Trip Cover

Travelling soon? Here’s Why You Shouldn’t Skip Travel Insurance With Single Trip Cover

Travel brings a world of new perspectives to an individual’s disposal, also keeping them entertained and active. It is thus a great idea to go on a vacation or a trip at least once or twice a year to get out of the mundane and dive into the new, unknown. Nevertheless, it also comes with certain inherent risks that can have a severe financial impact if they occur. To mitigate the financial impact of such risks and keep your journey worry-free, it is thus advisable to go for travel insurance. And if you are an occasional traveller, a travel insurance policy with single trip coverage brings just the right pack of benefits that keep you financially cushioned during emergencies. Thus, a standalone single trip travel insurance policy may not be needed, as such coverage under travel insurance suffices well.

Understanding Travel Insurance With Single Trip Cover

A travel insurance policy with single trip benefit provides extensive coverage against possible travel risks that one may encounter within the insured trip duration. The insurance policy coverage is available for the trip duration only, right from the commencement until completion, with maximum benefits of a single trip travel insurance policy.

The coverage includes various travel-related risks like medical emergencies, trip cancellations, flight delays/cancellations, baggage loss/delay, burglary back home, loss of important documents like passport, etc. Policies with this coverage come with several add-on benefits as well, which makes it easy to extend the coverage customisable as per the specialised travel needs of individuals.

If you are planning for just one or two trips a year, benefits under the likes of one trip travel insurance policy are available with this cover, serving just right with its dedicated and extensive benefits alongside affordable premiums.

Top Features and Benefits of Travel Insurance With Single Trip Cover

Check out some top features and benefits of travel insurance policies with single-trip coverage.

• Medical coverage is available in case of emergencies like injuries or accidents with benefits like cashless hospitalisation claims, doctor’s consultations, prescription medicines, etc.
• Trip cancellation due to unavoidable circumstances is covered, so that the cost of paid bookings is not lost in case the trip is cancelled due to acceptable reasons.
• Peace of mind with several types of on-call assistance via helpline number.
• Easy travel with passport or document loss assistance.
• Compensation for a delayed or cancelled flight by the operator due to listed reasons.
• Losses due to baggage delay/misplacement are compensated for.
• Unhindered policy coverage throughout the trip duration.
• Coverage available for both domestic and international trips.
• Easy claim processes and quick settlement.

Difference between Travel Insurance for Single Trip Vs. Multi-Trip

Below are the top points of difference to compare single trip travel insurance and multi-trip travel insurance coverage under travel insurance policies easily.

1. Coverage: Single travel insurance benefit covers one journey or trip only, while multi-trip travel insurance coverage is available for multiple trips undertaken within a year.
2. Suitability: While a single trip cover is suitable for occasional travellers, for frequent travellers, a multi-trip cover is suitable.
3. Premium payment: Premium is to be paid individually for each trip under single trip cover while while under a single premium, a multi-trip policy provides coverage for all trips undertaken within a year. You can look for cheap single trip travel insurance under both policy types.
4. Flexibility: While multi-trip coverage provides sufficient flexibility for multiple trips within a year, single-trip coverage’s flexibility is limited to the concerned trip only.
5. Cost: A best value single trip travel insurance policy is affordable if you have to go for one or two trips in a year. For frequent travellers, a multi-trip cover can prove cost-effective.

You can opt for travel insurance from GoIbibo, depending on whether you want a single-trip or multi-trip cover, and enjoy all the benefits as stated above.

How Does Travel Insurance With Single Trip Cover Work?

The working of a travel insurance policy with a single trip coverage policy is simple. Following is a quick look at how it works.

• You buy a travel insurance policy with one-trip coverage before commencing your trip and get coverage for the entire trip duration.
• Coverage available under the policy extends through the trip duration until landing back in the country.
• Based on available coverage benefits, you can make a claim with the insurer via the online portal or through on-call assistance.
• Provide relevant documents to avail of claims.

Here’s a look at the claim process you would need to follow for your travel insurance policy with single trip coverage.

1. File your claim by informing the insurance provider online through email or by calling.
2. Submit the insurance claim form to the insurer with duly filled information.
3. Next, provide the required documents as asked for by the insurer to complete your claim filing.

The documents provided shall vary based on the nature of the claim and the accident type. The common documents usually required include the likes of doctor’s prescription, original bills, boarding pass, medical bills, personal documents, a copy of the policy, insurance documents, FIR copy, if any, etc.

Top 5 Countries that Recommend Travel Insurance With Single Trip Cover

The top 5 countries where travel insurance with single trip cover is recommended (mandatory in some) are listed below. You may thus not need to buy a separate single trip travel insurance India since GoIbibo’s travel insurance keeps you covered for an international single trip.

1. Malaysia: Malaysia is one of the top international destinations for Indians travelling abroad and receives thousands of visitors annually for both leisure and business purposes. Although not mandatory here, travel insurance is a must-have in your kit when visiting Malaysia, with single trip cover preferred for occasional travellers.
2. The USA: Another top international location that Indians love to visit, the USA does not require a mandatory travel insurance cover as well. However, it is strongly recommended to get a single trip cover when visiting the country once to mitigate the steep financial losses that may arise from associated travel risks.
3. The UAE (Dubai): The United Arab Emirates, especially Dubai, witnesses one of the highest numbers of Indians overseas. You must be insured with a travel insurance policy when going here, as it is a mandatory requirement. A single trip cover can be a preference if visiting occasionally.
4. Germany: Indian travellers also choose various Schengen countries as their preferred travel destinations, with Germany being one of them. Travel insurance is a mandatory requirement when travelling to Germany. GoIbibo’s travel insurance fulfils all single trip travel insurance requirements needed to carry the Schengen-specified coverage for eligibility.
5. Canada: A preferred travel destination for Indians, Canada does not mandate travel insurance for the trip. However, staying covered with a travel insurance policy that provides single trip worldwide travel insurance coverage when visiting here is highly encouraged, as the risk of associated financial losses can be steep.

Buying Travel Insurance in India via Goibibo

The steps to buy a travel insurance policy online with single trip cover are simple and can be easily completed via the official app or website of GoIbibo. Simply do the following, and you will not need to buy single trip travel insurance online separately.

1. Go to the official website or app of GoIbibo and navigate to the ‘Insurance’ page.
2. On the page, open ‘Travel Insurance’.
3. From there, you can choose a travel insurance policy with single trip travel insurance benefits as your preferred policy type.
4. Also, select between domestic and international trips. If going for the latter, you must enter your destination country as well for customised travel insurance.
5. You can then choose from the available single-trip travel insurance policies on the portal.
6. Complete your policy purchase by paying the premium amount displayed on the portal.

Once the purchase is complete, the policy documents shall be sent to you on the provided email ID along with an SMS prompt on the registered number. Getting travel insurance is typically simplified on the GoIbibo portal. Also, the interface is completely secure for providing personal details as well as for customer payments.

Before purchasing the policy, make sure to compare the market travel insurance single trip benefits for the right policy selection.

What You’re Covered for under Travel Insurance With Single Trip Cover

Some benefits included under a travel insurance policy with single trip cover include the following.

• Trip cancellations/disruptions: In case the trip is cancelled or disrupted due to unavoidable circumstances, coverage is available for losses sustained by the insured with respect to flight bookings, accommodation bookings, etc.
• On-trip medical emergencies: If there is any medical emergency while on the trip, the treatment availed with the likes of hospitalisation and doctor consultation are covered under single cover travel insurance benefit of the travel insurance policy.
• Loss of passport and other important documents: Coverage is also provided related to assistance in case of lost documents like a passport when on the trip.
• Flight delays/cancellations: Financial losses sustained due to operator delay or cancellation of booked flight due to unavoidable circumstances are also covered as a part of the single flight travel insurance benefit under the travel insurance policy.
• Checked-in baggage loss or delay: If the checked-in baggage is lost or arrives late, financial losses that arise from it are covered.
• Home burglary: In case of unfortunate incidents like burglary back at home while the insured is on a trip, coverage for applicable losses is available.
• Emergency evacuation: Coverage benefits like evacuation during medical emergencies or due to political risks are also available under the travel insurance with single-trip cover.
• Personal liability: In case personal liability is claimed from a third party while on a trip, the best single trip travel insurance benefits under travel insurance policies provide coverage here, too.
• Compassionate visits: With top policy options available under this type, compassionate visit from family member/s is also provided for with claims available for the cost borne.

Although it is also good to know the top exclusions to the policy, so that you can make an informed decision when going for policy purchase.

1. Pre-existing diseases (unless specifically mentioned)
2. Alternative treatments like Ayurveda, Homoeopathy, Naturoveda, etc.
3. Venereal diseases, STDs, etc.
4. Nuclear radiation or weapons-related damage or loss
5. Life-threatening activities related to accidental injuries, like adventure sports undertaken
6. Failure in timely reporting of baggage loss, document loss, etc.
7. Losses related to careless handling of belongings