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What do you get?
- The customer will get an option of Interest Free on 3/6-months tenure + Instant Discount (as per the details mentioned in the above table) on EMI transactions using IDFC FIRST Bank Credit Card.
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How do you get it?
- To avail the Offer, customer must enter E-Coupon as mentioned in the table above, in the E-Coupon field.
- Customer needs to pay using EMI option available on IDFC FIRST Bank Credit Cards on Goibibo.
- The Offer cannot be clubbed with any other deal code running on Goibibo
- The Offer is valid from 1st June – 30th June 2025 (between 0000 hrs to 2359 hrs) both days included
- The Offer is valid for bookings made on Goibibo’ s Website, mobile site and mobile app (Android & iOS) only.
- The Offer is valid for 1 booking per category per user throughout the Offer period.
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What else do you need to know?
- The Offer is valid only on IDFC FIRST Bank Credit Card EMI bookings only.
- Offer is NOT applicable on part payment transactions.
- Offer is NOT applicable on transaction made partially or completely using Gift Cards.
- In case there is more than one Offer available simultaneously from a Bank, no two Offers can be combined by the customer.
- For Flights, Instant Discount will be calculated on the booking amount (excluding convenience fee and any ancillaries purchased eg: meals, insurance).
- This Offer is not valid on multi city flights. These flights are booked through multi-city tab on website.
- This Offer is valid on international flight bookings originating from India.
- For Hotels, Villas & Apartments, Instant Discount will be calculated on the property’s basic price (pre-tax price).
- The Offer is valid on select hotels.
- Offer not valid on “Pay at Hotel” bookings.
- Offer is not applicable on payments made through IDFC FIRST Debit Cards, IDFC FIRST Bank Internet Banking, My Wallet (Goibibo wallet (goCash+ balance, rewards, etc.), debit card, 3rd party wallets, Pay Pal and Gift Cards.
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What is Interest Free EMI?
- In Interest Free EMI, monthly instalment = Total product price / EMI tenure in months
- EMI Processing fee levied by bank is not covered under Interest free EMI Cashback Offer. Processing fees of ₹249 plus Taxes is charged separately by the Bank upon successful conversion of transaction to EMI; as a one-time charge.
- The cashback amount shall be equal to the total interest amount payable on the EMI. Any GST levied on interest amount is not covered under the interest free EMI cashback Offer
- For e.g:
- You pay INR 30,000 for your ticket using Interest Free for 3 months, your card will be blocked for INR 30,000 at Goibibo
- Your bank will convert this to EMI within 4-7 days.
- Cashback equal to the 3 months interest amount (INR 804) will be credited within 21 days to card. This reduces a loan of INR 30,804 (principal + interest) to a loan of INR 30,000
- You will be charged GST of INR 144.72 applicable on interest amount of INR 804 by the bank. The total cost to the cardholder would be INR 30,144.72 (Ticket price+ GST).
- The discount under Interest Free on credit card payment option is being offered exclusively by GOIBIBO and does not amount to EMI/interest waiver extended by the bank.
- Cardholder will need to pay applicable EMI and interest on total value of the order at the time of payment to the IDFC First Bank Credit Card in accordance with the terms applicable to the credit card.
- Cardholder will have to pay applicable Bank convenience fee for EMI transactions.
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Conditions in case of cancellation
- In case of partial/full cancellation the offer stands void and customer will not be eligible for discount. The customer will need to contact the Bank for cancelling the EMI. Applicable foreclosure, Interest and other charges will be applied by the Bank for EMI Cancellations. Please contact your Bank to know more about the charges.
- If the Customer cancels the travel service purchase, Goibibo will deduct cancellation charges from the refund amount.
- If there is any rescheduling or cancellation, customer has to bear the fare difference (regardless of whether the component is in the base fare or in tax + surcharge) and other rescheduling/cancellation fees.
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Other Terms & Conditions:
- This Offer is NOT applicable on IDFC FIRST Bank corporate credit cards.
- This offer cannot be clubbed with any other offer of Goibibo.
- Goibibo reserves the right, at any time, without prior notice and liability and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
- For any card related claims, the customer shall approach the Bank and Goibibo shall not entertain any such claims.
- Goibibo is the sole authority for interpretation of these terms.
- Goibibo shall not be liable for any loss or damage arising due to force majeure event.
- In the event of any misuse or abuse of the offer by the customer or travel agent, Goibibo reserves the right to deny the offer or cancel the booking.
- In no event the entire liability of Goibibo under this offer shall exceed the amount of promotional discount under this offer.
- Goibibo shall not be liable to for any indirect, punitive, special, incidental or consequential damages arising out of or in connection with the offer.
- Disputes, if any, arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of the competent courts in Delhi.
- User Agreement and Privacy Policy at Goibibo website shall apply.
- Customer’s, who are Travel Agents by occupation, are barred from making bookings for their customer’s and Goibibo reserves the right to deny the offer against such bookings or to cancel such bookings. For such cases, Goibibo shall not refund the booking amount.
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Get up to 12% Instant Discount
on EMI Transactions with IDFC FIRST Bank Credit Cards
- Book Now
| Applicable on | Offer | Applicable Cards | Coupon Code |
|---|---|---|---|
| Domestic Flights | Flat 10% instant discount (up to ₹1200) + 3/6 month No Cost EMI | MTV ₹5000 | Exclusive offer* IDFC FIRST Bank Credit Cards | GOIDFCNCEMI |
| International Flights | Flat 8% instant discount (up to ₹7500) + 3/6 month No Cost EMI | MTV ₹10000 | GOIDFCINTNCEMI | |
| Domestic Hotels, Villas and Apartments | Flat 12% instant discount (up to ₹2500) + 3/6 month No Cost EMI | MTV ₹5000 | GOIDFCNCEMI | |
| International Hotels | Flat 12% Instant Discount on selected hotels (Up to INR 5,000) + 3/6 month no cost emi + Flat 10% Instant Discount on rest (Up to INR 5,000) + 3/6 month no cost emi | MTV-10,000 | GOIDFCINTNCEMI |